Choosing a Good Bankruptcy Attorney

Hi Hubbers,

Since the topic of bankruptcy comes up on such a regular basis, I thought it would be beneficial to post a list of the most important steps you should take in selecting your bankruptcy attorney. Hope you find this post useful...

#1 Talk With Somebody You Know and Trust

Bankruptcy is a highly specialized form of law and the ramifications of filing are long term, affecting your credit report for up to ten years. Whether it's simply a family member, a close friend, or your own personal attorney, it is absolutely essential that you gather as much information about the bankruptcy process as you can before finalizing your bankruptcy attorney selection.

#2 Utilize Your State Bar Association

Your State Bar Association provides a free referral service that you will find very useful. State Bar Associations will suggest attorneys that meet your unique qualifications and they will also provide information on any complaints that have been registered against a specific attorney.

#3 Do Your Homework

Filing bankruptcy isn't simply handing over your financial records to an attorney so that they can do all of the dirty work for you in court. You really should have an unfettered knowledge of the bankruptcy process in order to ask knowledgeable questions of your attorney. You should also know the difference between a Chapter 7 and a Chapter 13 bankruptcy filing and the steps you are required to take before your debts can be discharged.